WHAT'S MEW IN CHAPTER 13 BANKRUPTCY?

 Chapter 13 bankruptcy rules recently shifted with strict debt limits.  Debtors must now meet a dual cap $1580.125 for secured debt and debts $526.700 for unsecure debts. Additionally, congress is actively considering the bankruptcy Threshold Adjustment Act to restore a single combined $2.750.00 limits.  Anyone can file a bankruptcy as long as the induvial unsecured bets are less than $526.700 and secured debts are less than $1.580.125 as of the date of filing for bankruptcy relief    11 USC-109(e).

NEWS AND UPDATE ON SMALL CLAIM CASES IN 2026

 The court, just as other business are always updating the policy, procedures and more.  Small claims courts are increasingly focusing on accessibility through mandatory digital e-filing, enhanced simplified and plain languages forms for self-represented litigants, and the formal adoption of virtue hearing.   Most jurisdiction now emphasize mandatory mediation for faster resolution.  Small claims now handle disputes up to $8.000.  When you file a small claim, remember you have the burden of proof providing your case to the judge by factual evidence.   So, before you file your case, do your research and gather your facts.

WHATS NEW IN CHILD SUPPORT AND MODIGICATION

 The child support  and modification  laws of 2025-2026  features a presumption  of 50/50 time sharing, mandatory inclusion of healthcare /childcare cost in the calculations, and faster modification process for  substantial income changes.  Enforcement is stricter, allowing  suspension of personal licenses and faster wage garnishment, while the income limit guideline rise to $50.000  monthly income.  One of the problems is that most people do not want to go back in court for the modifications,  which they can do to get an adjustment.   Our income changes frequently and if you are on child support,  this is something that you want to keep the court apprised of especially if  your income become less than what they have on file.  It is important for men and women to know their rights regarding child support.   

WHAT IS NEW IN OUR CIVIL PROCEDURE AND LITIGATION

 Civil litigation procedures are undergoing substantial transformations,  not just in Florida.  Civil litigations are similar in all states, except for the codes and statues.  The key civil procedure amendments affecting law suits including Tampa, Florida.   New Protection Before Defaults Entered:  This amendment provides  defendant  and potential defendant  with enhanced notice and a greater opportunity to respond before the process of obtaining  a default judgment.  

A Continued Adoption of Case Management Structure:  The procedure structure aims to maintain minimize  delays and promote the early and efficient  resolution disputes.

Alignments with Federal Discovery Standard:  Attorneys are required to collect and disclose essential information promptly  to avoid potential restriction on the use of evidence.

Boarder Changes to Trial and Motion Practice.  These practice affect the progression of the civil cases in courts.  Making early and proactive preparation is a critical component of effective litigation staggery.    

These are important tips of information to help you understand court procedures,  to help you move forward in the right direction.  

NEW UPDATES ON CHILD SUPPORT LAWS

 There are always changes in the laws, especially Family Law.  As of early 2026 child support similar changes are similar to the changes occurring nationwide.  The focus is on updating income calculations, increasing self support reserve and strengthening  endorsement.  The key changes include raising combine income , limit to $50.000, allowing more deductible, like health and insurance increasing payments.  When checking on the new laws focus on these key changes  Income Limit,  Self Support, Reserve, Collections,  Deductions, Automatic  Adjustments and Enforcement.  Remember that 50/50 time sharing presumption is sufficient  factor on how child support influence the court.  Always do some research so that you can have a better conversation with the legal industry.

NEW CHANGES IN DIVOCE LAWS REGARDING ALIMONY

There are new changes in divorce  laws, particularly in Florida, which include elimination of permanent alimony, 50/50 child support presumption, and stricter rules on supportive relationships.  No fault divorce remains in all 50 states.  The key changes alimony overhaul percent, alimony  is eliminated, replaced by a structure focused on durational alimony.  Durational alimony is now limited to a maximum of 35%   of the different between the parties and income. Marriage limit new definition for short, moderate and long term marriage.  Adultery court must consider a spouse  adultery in calculating alimony, retirement, and the payer can file for a modification or terminate of alimony six month before retirement. People should stay up to date, because the laws changes all the time.   

 

HOW DO JUSTICE FOR ALL LEGAL SERVICE VIRTUE OFFICE WORK

JFLS virtue office works the same as other virtue offices do,  answering the phone while we are with clients.   The virtue office is open 24/7 and any calls after the office is closed will be answer the next day.   Emergency calls will be answer quickly in a timely matter.    We are honor to be able to offer you this nationwide service to help you complete your legal issues.   Our goals are to bring you resolutions to your legal issues.  Our new office number is 1-888-285-3964 which you can call from anywhere.   We have given the legal industry twenty five years of experience,  and now we want to offer you our services nationwide.   Stay up to date by using our website at http://mdesignersinc.wixsite.com/justice4alllegal  and check out our blogs at http://justice4alllegalservice.blogspot.com.   These are links are important for valuable information.  You can also schedule a consultation with us on our website.  Consultation is free.  Thank you

Note:   The virtue office will be ready to go on March,  2,  and this not will be removed as soon as the service go live.

  

DR 1995 DEBT RESOLUTION PROGRAM

As a certified paralegal of twenty five years of experience,  I have heard a lot about being in debt from clients and potential clients.   Believe me,  I have helped a lot of people as well getting out of debt.  There are two options as far as getting rid of old debts and that's through bankruptcy or doing a credit repair.   You can check out my live video on Youtube on March 2, 2018 at 10 am where I will give you more details on these subjects.   I can not give you legal advice,  but I can give you information that will help you.   Justice For All Legal Service is now a nationwide service offering our valuable knowledge and know how to help people around the globe.   The DR 1995 Debt Resolution Program offers you a way to save more money and be trained to know the courts in your area,  and to familiarize you with the bankruptcy forms.    A lot of people are afraid to go to court,  they have this fear that they don't know where to go or what to do,  I believe if you understood the court system,  and familiarized your self with the ends and out,  you would be able to go in as a Pro Se litigant with confidence.  The membership fee is $50,  and you can get your bankruptcy prepared by us for $50 up to a year.   Join us now and get your life back.   You can watch the video for more details.   Visit our website at http://mdesignersinc.wixsite.com/justice4alllegal

     

JUSTICE FOR ALL LEGAL SERVICE VIRTUAL OFFICE HAS ARRIVED

Justice For All Legal Service has twenty five years in experience in family law, bankruptcy law and civil litigation.   JFLS has also worked in at least ten different states,  and currently working in four different states.   JFLS now has the experience to work in all states, and now is offering our services in fifty ( 50 ) states.   JFLS is knowledgeable with the laws in each states,  and the American Bar Association.     We are so excited that we can offer bankruptcy,  family law,  and civil ligation to the Attorneys and the public.    Our virtue service will be available 24/7,  we will return any and all missed calls the next day.  You can also get a quick response by emailing us at emurray310@gmail.com.    Have a question don't hesitate we are here for you.   Our phone numbers will be posted as soon as we have everything set up  Horay...954-612-1982 Legal Help.

News in 2018 bankruptcy laws.............There are new forms as usual,  however, the fees haven't changed yet.

Justice For All Legal Service will be providing bankruptcies in  50 states.

WHAT TO KNOW ABOUT PARALEGAL SERVICE /LEGAL ASSISTANT

When hiring a Paralegal or Legal Assistant which is used interchangeable, you need to make sure they are knowledgeable in the area that you need help.  The one way to know is simple to ask questions.  When someone is knowledgeable and confident in the kind of work they do, the answers are quicker and not thought out. which means they are knowledgeable,  and as they say know what they are doing.  I know some people will disagree with that statement, but that's ok .   Paralegals and Legal Assistants are not lawyer or attorneys,  which are also used interchangeable.    You will find most Paralegals working for attorneys,  and Legal Assistants working for themselves or as contract Paralegals.    Paralegals can not give you legal information,  however,  they can do legal research for you and recommend  and suggest through their work   Paralegal services are merely documentation services,  which the Paralegal will draft certain legal documents for you.   They usually help the Pro Se litigants get their papers work done that will help them in court.  My suggestion is to do some research about your case or situation so that you are knowledgeable to help yourself,  then find a Paralegal that help you with the paper work.

THE LEGAL SYSTEM IN 2017

I want to first say this year has been busy,  and with the new year changes are coming.  The laws, and the forms, including court fees.  The forms for the bankruptcy  drastically changed this year,  so there will be very minimum changes in the bankruptcy and laws due to the overhaul in 2016.  You can look for changes in the divorce procedures,  forms and cost.  We will be here to help you keep the cost down,  as we provide you with professional low cost legal services.  Thank you for 2016.

MINIMUM WAGES SOLUTION BY (PAUL EDWARDS)

As a small business owner,  I know the problem that we face when it come to wages.   The federal government has the minimum wages discussion on their top topic.   The question is how much should they raise the minimum wages.   The facts are if the federal government raises minimum wages up to $15 dollars,  (which I don't think will happen,)  will eliminate a lot of small business.  We would not be able to pay the wages.    The solution according to Paul Edwards is to raise minimum wage for employers-companies with over 50 employees.    A small business would continue with the same wages  or gradually raise the wages as they can to accommodate their employees,  so they can continue to stay in business.    This may be one solution, and hopefully we can come up with other solutions that can be passed around in hope that the federal government,  and states will find a solution that is fair to all businesses.

Let me know what you think or if you have a solution that can be submitted to the state department email me at emurray310@gmail.com.

HOW TO GET HELP WITH FILING A BANKRUPTCY

This is such an important issue for Pro Se litigants  because of cost, experience, and other.   The Bankruptcy Petitioner that prepares your documents are one of the best resources for Pro Se litigants.
The best solution here is to find an experience Bankruptcy Petitioner.  The best source for you if you have multiple properties or finances that  are over the top is an bankruptcy attorney.   The Bankruptcy Petitioner can not give you legal advice but an experience Bankruptcy Petitioner can accurately prepare your papers,  and give you some basic information so that you can properly represent yourself.   The third best resource for you is to do your own research,  read as much about bankruptcy as you can before contacting anyone.   The more you know the better your are in representing yourself,  and saving money.   For more information contact me emurray310@gmail.com

    

THE LAW AND YOU PART 2 IMMIGRATION

We have a country that is divided  during this election year,  due to illegal immigrants.  A lot of  people don't understand immigration laws.  A lot of immigrants came to the country on a visa which they were given six months, one year , or other.  The problem and when the laws step in is that when the visa expires,  most immigrants don't renew their visa.  When you allow your visa to expire and you don't renew it,  then you are an illegal immigrant.   The fact that you have remained in the country for  20 or 30 years is irrelevant,  and while working then you become an illegal worker.  The  government has created this problem,  and it's something that they have to fix.  By not enforcing the immigration laws has created more legal issues,  and now new laws has to also be created.  I was told the other day that a Vietnamese man ask an American citizen "  why don't you go back to where you came?"   He is from Maryland.   I gasped when he said that because the statement was so shocking it was almost funny.    He is a prime example of a illegal immigrant that has been here for several years working,  that has not renewed his visa.   We have got to enforce the immigration laws,  and get back to the American traditional values in getting the country back.   

NEWS ON VIRGINIA DIVORCE FOR PRO SE LITIGANTS

When getting a divorce in Virginia,  the law requires you to be separated for a six month or one year period.  A legal separation may be required due to your circumstances. Virginia is a no fault state for
divorce and it is not essential to get  permission from the other party.   It is not essential to get an attorney for a pro se non contested divorce.  An attorney may be required for six months or one year separation if you have children and there are contested issues.    This information is provided to you so that you may seek the help you need from the proper source.

THE LAW AND YOU PART 1 MODIFICATIONS

The laws are provided to you so that your rights are not violated.   The court system is put in place to help you with legal solutions,  so why do so many people stay away from the courts..  I found through my experience as a paralegal are afraid of the court system because they think it would be unfair to them,  so they just don't bother.   People also think that lawyers are essential to every case that go through the court system,  which is not true.   Modifications are for any unresolved or changes to the original case.   There are forms in many states to address these issues.   The best way to determine if an attorney is essential to your case determines how much you know about the laws and your case.  Paralegal are a great resource if you have some understanding of the laws,  and you need someone to help you fill out the forms.   Remember that attorneys are essential to a case when it come to contested legal issues like in family law,  however,  if you are confident and understand the laws,  you can save yourself some bucks.   More on you and the law in part 2.
Email any questions you have to emurray310@gmail.com  

HOW TO STAY IN BUSINESS FOR 2016 WE VOTE

As you all know it's voting time,  so it's important for our business,  economy,  and overall way of life
to vote for someone that can help get rid of some of the problems we are facing today.   We need to vote for someone that is going to clean up America and bring back the economy,  so our business can 
grow.   We need someone that is going to put everyone and everything in the right place.   The United States has to get better for us to grow as business people and as humans.  I demand justice and for our traditional values to stand for what we believe in so that we can be great again.   Share your thoughts if you like.  Thanks

DIVORCE IN NORTH CAROLINA FOR PRO SE LTIGANTS

This is basic information for pro se litigants that are interested in knowing about divorce in North Carolina.  The divorce procedure for North Carolina is that you have to be separated for one year,  and one party has to be a resident for six months.  Hiring a lawyer is not essential unless you have contested issues with children or property.  A contested divorce means that there are issues with custody, or property and other.  North Carolina is a no fault state as  some other states.  You can change your name in the divorce.   The other party has thirty days to respond after being served before requesting a hearing.   You will have to attend a hearing,  so you do have to go to court.   Divorce is affordable and easy to obtain.  For more information contact us at emurray310@gmail.com
Visit our website at http:///mdesignersinc.wix.com/justice4alllegal

TIME TO TAKE OUT THE TRASH FOR 2016 GET A FREE CONSULTATION

We all have legal issues that we need to get rid of that we have been holding unto for years.  This is the year to take out the trash,  legal issues,  that have kept you up at night.    This is the year for saving homes,  stopping foreclosures and getting that overdue divorce.   Learn how easy it is to let go of legal issues that  have stopped our growth.    The legal system is here for you to use,  so take advantage of it and get things done.   As a paralegal,  I know the issues you are having,  and I know there is help for you,  so don't delay seeking the legal help you need.   A good place to start the end of legal issue is a free consultation.   A free consultation can help you get some answer you need before spending money,  so take advantage of the free consultation lawyers or paralegal service to take the first step to relieving your legal issues.

     

SAVING YOUR HOME IN 2016

We have helped a lot of people save their homes in 2015 stopping foreclosures.   The laws have changed again,  so don't hesitate to call for help in 2016.   The banks and the foreclosure lawyers are going to be even more strict this year,  when it come to foreclosures.  They are gathering up for 2016., so you must gather your information quick and arm yourself with the knowledge that can help you save your home.      One of the most important things to do is to respond on time,  and if  you need to stop a sell,  act quickly,  don't haggler with your home.    Remember filing bankruptcy will help save your home.