There are some situation in which a chapter 13 is preferable to a chapter 7. A chapter 13 will help you if you are behind in your mortgage payments or other property that you want to keep that the payments are behind. If you have valuable property that is not covered by Georgia bankruptcy exemption you will probably need to file a chapter 13. People also file a chapter 13 if they have too much income. However, the vast majority of people file a chapter 7. Remember bankruptcy can help you save your home by stopping foreclosures, and garnishments. and you get the protection of the court immediately. Bankruptcy is not the sign of death as it was once considered, look at the positive side of getting back on track.
Murray's Debt Helpers Service is here to help people who need help with debts serving all 50 states through our virtue office. We offer bankruptcy service, family law service, and civil litigation. Visit our website to book a consultation at http://mdesignersinc.wixsite.com/debthelper or check us out at Vcita. You can also send us a quick email at emurray310@gmail.com
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