Chapter 7 and 13 In Gerogia

There are some situation in which a chapter 13 is preferable to  a chapter 7.    A chapter 13 will help you if you are behind in your mortgage payments or other property that you want to keep that the payments are behind.  If you have valuable property that is not covered by Georgia bankruptcy  exemption you will probably  need to file a chapter 13.  People also file a chapter 13 if they have too much income.  However,  the vast majority of people file a chapter 7.  Remember bankruptcy can help you save your home by stopping foreclosures,  and garnishments. and you get the protection of the court immediately.  Bankruptcy is not the sign of death as it was once considered,  look at the positive side of getting back on track.